CFOtech UK - Technology news for CFOs & financial decision-makers
United Kingdom
Bir teams up on QR ordering & tipping in Azerbaijan

Bir teams up on QR ordering & tipping in Azerbaijan

Wed, 19th Aug 2026 (Today)
Sofiah Nichole Salivio
SOFIAH NICHOLE SALIVIO News Editor

Bir has partnered with the Azerbaijan Public Catering and Gastronomy Association and Clopos to roll out a digital ordering, payment and tipping system for the hospitality sector. The agreement focuses on a single QR-code journey for diners in Azerbaijan.

The memorandum of understanding between the three organisations combines Bir's payments infrastructure with Clopos software for restaurants and retail businesses, while the industry association provides access to hospitality operators across the market.

Customers will be able to scan a QR code at their table, view a menu, place an order, pay through Bir Pay or other payment methods, and leave a digital tip. The aim is to bring into one phone-based process tasks often handled separately by waiting staff, payment terminals and paper bills.

For restaurants and other hospitality venues, the model is designed to reduce friction in table ordering and payment. It also expands the use of digital tools in a sector that has been adopting software for menus, point-of-sale systems and payments at different speeds.

Sector push

The partnership gives Bir another route into daily consumer transactions beyond its core financial products. It has been extending its presence across consumer services in Azerbaijan through a broader ecosystem that includes banking, eCommerce, payment terminals and a digital wallet.

Clopos has been developing software tools for restaurant and retail businesses. Under the agreement, it will sit at the point where hospitality operators manage menus, orders and checkout flows, linking those functions with Bir's payment rails.

The Azerbaijan Public Catering and Gastronomy Association's involvement suggests the initiative is aimed at sector-wide adoption rather than a limited pilot with a small number of venues. Industry associations often play a practical role in introducing new standards and tools to restaurants, cafes and related businesses.

Jalal Orujov outlined Bir's view of the agreement. "At Bir, everything we do starts with one goal: to make everyday life simpler and more convenient for our customers. We believe the best way to achieve this is by bringing together the right partners, capabilities and services across the market. This partnership is a great example of that approach. By bringing ordering, payments and tipping into one connected digital journey, we are making the experience easier for customers while helping businesses serve them more efficiently. Through partnerships like this, we continue to connect consumers, businesses and services within the Bir ecosystem, making everyday interactions effortless," said Jalal Orujov, Chief Executive Officer of Payments at Bir.

Wider strategy

The hospitality tie-up fits Bir's broader strategy of linking financial services with everyday commerce. Rather than offering standalone payment or banking products, the group has been building a network of services covering spending, transfers, shopping and other routine transactions.

Its ecosystem reaches more than 5 million users, according to the company. That base includes Birbank, the Birmarket eCommerce platform, Milliön payment terminals and the m10 e-wallet app, which were brought together under the Bir brand.

The business has also been adding external partnerships as part of that model. It has worked with Trendyol in online retail and BakıKart in transport payments, moves that suggest an effort to place Bir's services at multiple consumer touchpoints across Azerbaijan.

Recent additions to its product line include international money transfers from Azerbaijan to more than 140 countries and territories through a partnership with Paysend. Bir has also launched what it describes as the country's first AI-powered e-wallet assistant within the m10 app.

Digital payments

The restaurant agreement comes as payment providers seek a larger role across the full customer journey rather than only at the final point of sale. In hospitality, QR-based ordering and payment systems have become more common because they can cut waiting times, reduce staff handling of transactions, and give venues more direct control over menu changes and checkout options.

For operators, tipping is also a notable part of the package. Digital tipping tools can help standardise a process that is often inconsistent across cash and card transactions, while providing a clearer audit trail for businesses and staff.

In Azerbaijan, where digital transformation has been expanding across finance and commerce, hospitality remains a useful test case for integrated consumer technology. Restaurants involve frequent, relatively low-value transactions and regular interaction between customer-facing software and payment systems.

Bir was recently recognised by CNBC and Statista as one of the world's top fintech companies. It described itself as the first company in Azerbaijan and the wider South Caucasus to receive that recognition, underscoring the group's growing profile as it pushes further into consumer commerce.

The latest agreement reinforces that ambition by moving Bir deeper into the operating systems of service businesses rather than leaving it as only a payment option at checkout. For diners, the core offer is a single scan linking menu browsing, ordering, payment and tipping at the table.