KYND launches cyber portfolio analytics for insurers

KYND has launched Portfolio Analytics for cyber insurers, giving them a live view across their portfolios.

The launch targets a market under pressure to show that cyber risk is being monitored and managed across books of business, rather than assessed at a single point in time.

Built into KYND's existing platform, Portfolio Analytics is designed to show where risk sits across insured organisations and whether those organisations are addressing it. Insurers can use it to identify exposure to critical vulnerabilities that are being actively exploited and track how long those issues remain unresolved.

That focus reflects a shift in the cyber insurance market. Insurers have spent years trying to map exposure, but losses linked to third-party providers, supply chains and widely used software have made it harder to judge risk through occasional reviews alone.

Lloyd's 2026 Market Oversight Plan has sharpened attention on evidence-based portfolio oversight, with insurers expected to demonstrate how they monitor and manage cyber risk across their portfolios. At the same time, claims data points to faster-moving incidents and broader spillover effects when a single weakness is exploited across multiple organisations.

According to Chubb's 2026 Cyber Claims Report, 65% of large companies now rank third-party and supply-chain vulnerabilities as their biggest cyber challenge, up from 54% a year earlier. IBM data cited in the same report showed the average cost of a US data breach rose above USD $10.2 million in 2025, compared with a global average of USD $4.4 million.

Market pressure

Cyber insurers are facing closer scrutiny over how they oversee accumulated exposure. The issue has become more pressing as attacks have spread beyond individual companies through shared suppliers and technology providers.

KYND cited the attack on Jaguar Land Rover in August 2025 as an example of the scale such incidents can reach. The incident affected more than 5,000 UK organisations and cost the economy an estimated GBP £1.9 billion, making it one of the costliest cyber events to hit Britain.

The new analytics product is already being used by leading insurers, though KYND did not name them. The tool is intended to help insurers identify concentrations of risk earlier and support discussions with policyholders about remediation.

Andy Thomas, Founder and Chief Executive Officer of KYND, said the sector now faces a different challenge.

"Growing expectations around active portfolio management present a particular challenge for cyber insurers, given the speed at which cyber risks can emerge and spread across interconnected organisations, suppliers and technology providers. For much of the last decade, cyber insurers have focused on understanding where risk exists across their portfolios, but the threat landscape has evolved. In an environment where a newly exploited vulnerability can turn into loss in minutes and a single event can create losses across multiple insured organisations, a point-in-time view of risk is no longer enough. Increasingly, insurers need to understand not only where exposure exists, but whether it is being reduced," said Andy Thomas, Founder and Chief Executive Officer of KYND.

Remediation focus

A central element of the product is its emphasis on whether exposed organisations are fixing identified weaknesses. That shifts the conversation beyond underwriting at policy inception to ongoing oversight during the life of a policy.

KYND said the platform can highlight higher-risk exposures and emerging areas of concern across an insurer's portfolio. It also provides prioritised remediation guidance to insured organisations, which can help insurers improve engagement with clients and make decisions about overall exposure.

The approach reflects a broader change in cyber insurance, as underwriters and portfolio managers look for clearer signs that policyholders are reducing the likelihood or severity of claims. In a market shaped by systemic events, tracking unresolved vulnerabilities over time may become as important as identifying them in the first place.

"Insurers need better ways to understand how risk is changing across their portfolios over time. Access to that insight can help them identify concentrations of risk earlier, engage more effectively with insureds and make better-informed decisions about portfolio exposure," Thomas said.