Stripe unveils Google AI commerce push & token billing

Stripe announced 288 new products and features at its annual Sessions conference, with a focus on AI commerce, payments, and business finance.

The update includes a partnership with Google that will let businesses sell to consumers inside AI Mode and the Gemini app, an expanded Stripe Treasury, new Link wallets for AI agents, and a payments model designed to charge for AI token usage in real time.

Stripe's Agentic Commerce Suite, introduced last year, now works with Google under the new partnership. It is designed to let businesses sell products inside AI applications rather than sending customers to a separate website or checkout page.

According to Stripe, businesses including Quince, Fanatics and JD Sports are set to use that route. The move follows earlier partnership announcements involving OpenAI, Microsoft and Meta.

The commerce suite is also expanding to platforms including Wix, BigCommerce and WooCommerce, allowing merchants on those services to sell inside AI apps through a single integration.

Patrick Collison, Chief Executive Officer and Co-founder of Stripe, linked the broad product push to AI-driven changes in online commerce.

"AI is the biggest platform shift for the economy since the internet, and in the not-too-distant future agents will account for most transactions online. The enterprises and startups behind this wave are overwhelmingly building on Stripe. No matter what sector you're in, the AI transformation requires new economic infrastructure, primitives, and abstractions. That's the animating theme behind the 288 products and features we announced today," said Collison.

Agent wallets

Stripe also introduced Link wallets for agents. Link, its consumer wallet, has more than 250 million users globally. People can now authorise AI agents to make payments on their behalf.

Under the model, a one-time-use card is issued for each task, and the user approves each payment. This keeps the user's payment details hidden from the agent itself.

Stripe gave the example of an agent monitoring restaurant availability and paying a deposit when a table opens up. The launch reflects a broader industry effort to give AI assistants a direct role in transactions while maintaining customer controls.

Will Gaybrick, President of Product and Business at Stripe, said the company sees a larger commercial role for agents.

"If AI can solve Nobel level physics problems but can't buy a domain, something's gone wrong. Our mantra: empower agents. We're excited for all the growth opportunities this will unlock for businesses," said Gaybrick.

Token billing

Another addition is a system Stripe calls streaming payments, aimed at businesses that sell AI services priced by token usage. For many AI companies, usage can build quickly, while existing payment systems are not designed to settle tiny amounts every few milliseconds.

Stripe's approach combines usage tracking from Metronome with stablecoin micropayments on the Tempo blockchain. That allows businesses to collect payment for each token as it is used.

The move highlights a broader shift in software billing as AI companies seek to align revenue more closely with the cost of serving customers. For providers of model and agent services, token-based pricing can pose a risk if customers consume large volumes before payment is captured.

Fraud focus

Stripe also expanded its fraud product Radar to cover token theft. Bad actors are using fake accounts to exploit sign-up credits, abuse free trials and generate usage bills they do not intend to pay.

According to Stripe, one in six attempted sign-ups across AI services running on its platform comes from a bad actor. Free trial abuse has more than doubled over the past six months.

Radar now evaluates sign-ups and usage in real time using signals from across the Stripe network. In the past month, the system blocked more than 3.3 million risky sign-ups for eight high-growth AI businesses, according to Stripe.

Treasury expansion

Another part of the launch is a broader push into business financial services through Stripe Treasury. The updated product offers a global business account that lets companies hold funds in 15 currencies and move money at any time.

Transactions between US businesses on Stripe are now instant and free through Treasury. Stripe added that businesses on its platform make payments to each other 4.8 million times a day.

Treasury users can also operate the service through AI tools such as ChatGPT, earn rewards on fiat and stablecoin balances, receive 2% cashback on card payments, and send payouts to recipients in 100 countries with fiat and 160 with stablecoins.

Developer tools

Stripe and Privy also introduced digital asset accounts, designed to enable developers to build financial applications using stablecoins via a single API. Stripe said Ramp, Deel and Doordash are already using the product as they expand internationally.

Separately, Stripe made Stripe Projects generally available. The product is designed to let developers, or their agents, sign up for, buy and integrate internet services from wherever they write or prompt code.

Fourteen new partners have joined Stripe Projects, including Render, Twilio, Sentry, WorkOS, Browserbase, GitLab and ElevenLabs. That brings the total number of providers on the service to 32, alongside names such as Vercel, Clerk, Supabase, Hugging Face and Cloudflare.

"Vibe coding is so 2025. The leading edge is now in vibe deploying, and Stripe Projects lets you do just that. It's one place to provision all the tools you need to launch your product," said John Collison, Co-founder and President of Stripe.