Credit risk stories
UK credit cardholders carry record debt despite spending less, as weaker repayments push average balances to GBP £1,950, FICO data shows.
The FCA will bring buy now, pay later under tougher UK rules from July 2026, forcing stricter checks and clearer protections for borrowers.
Data centre boom drives new financing structures across Asia Pacific loan markets, APLMA whitepaper finds, reshaping risk and investor mix.
From job ads to image tools, AI is quietly amplifying gender bias - but with better data, design and oversight, we can reverse it.
Autonomous AI 'agentic customers' will upend banking, FICO warns, reshaping pricing, risk and customer ties as USD $3tn value beckons.
Half of fraud chiefs say fast-changing, AI-powered scams are outpacing their defences, forcing a shift to real-time, adaptive protection.
FalconX rolls out up to 5x leveraged DeFi prime brokerage on Hyperliquid, unifying margin, risk and custody for institutional crypto traders.
Late payments now make up 37% of global pay cycles, with firms waiting 51 days on average to be paid, Sidetrade data reveals.
FICO has been named a Leader in Gartner's 2026 Magic Quadrant for Decision Intelligence Platforms, recognising its execution and vision.
Affirm extends Wayfair buy now, pay later to UK and Canada, offering instalment plans on higher-ticket home purchases amid tighter scrutiny.
Fico says by 2026 banking AI will be standard infrastructure, heightening fraud risks and putting CIOs and human cyber oversight centre stage.
Upstart will seek a US national bank charter to launch an AI-driven bank, enabling it to take deposits and lend directly nationwide.
FinTech Australia unveils Fintech Data Horizons Summit to spotlight real-world open banking and data sharing across key sectors in 2026.
Singapore employers tighten permanent headcount, channelling spend into scarce AI, cyber and data skills while ramping up contract hiring.
New Zealand investors are warned AI-fuelled gains face “incredible danger” from US inflation, soaring debt and turbulent midterms ahead.
Aliya debuts aliyaOS, a continuous lending risk engine honed on USD $30bn of loans at a major US bank, now targeting smaller lenders.
Finternet Labs and Avalanche launch India agriculture tokenisation pilot, eyeing a wider TradeFi market worth up to $10 billion.
Grab Finance taps FICO data tech to automate credit checks across six Southeast Asian markets and boost eligibility by nearly 50%.
Prophet appoints data scientist Rachel Scott as Head of Marketing Science to lead customer-facing decision science and marketing effectiveness.
India's Union Budget backs tech infrastructure, data centres and MSMEs, signalling policy continuity and long-term digital growth plans.