Ivan Vukelikj stories

Ivan Vukelikj writes about the future of payments and security in a world where humans are no longer the only decision-makers at checkout. His work explores how authentication, identity, and trust must evolve when AI agents begin to initiate and authorize transactions on our behalf.

By reading Ivan’s stories, you’ll gain a clearer understanding of the emerging challenges at the intersection of payments, automation, and security design. His insights help product builders, security professionals, and curious readers think through how to protect value when there is no human in the loop, and what new models of risk, consent, and verification this future will require.

The authentication paradox: securing payments without human presence

As AI agents start spending on our behalf, payments must be secured even when no human is present to pass traditional authentication checks.