Visa has added the Visa Accounts Receivable Manager to its Visa Commercial Solutions Hub, aiming to help issuers send virtual card details to suppliers through a single platform.
The move expands Visa's commercial payments offering by linking issuer access with supplier-side accounts receivable processing. Eligible issuer clients using the hub will be able to use the service across 69 geographies where Visa Accounts Receivable Manager is already available.
Virtual cards are playing a growing role in business-to-business payments, but fragmented supplier connections and manual reconciliation have held back broader adoption. The new setup is intended to let issuers send virtual card payments on behalf of corporate buyers, while enrolled suppliers receive automated handling of payment, remittance, and invoice data.
The Commercial Solutions Hub was launched as a global platform that lets issuers connect to Visa and partner products through a single integration. By adding Accounts Receivable Manager to the system, Visa aims to reduce the technical work required to roll out and expand commercial card programmes.
Gloria Colgan, Senior Vice President, Global Product, Commercial Solutions, Visa, described the market challenge.
"Issuers see strong demand for commercial card solutions, but scaling those programs can be unnecessarily complex," said Gloria Colgan, Senior Vice President, Global Product, Commercial Solutions, Visa. "Visa Commercial Solutions Hub reduces that friction, making it easier to connect with suppliers, deliver new capabilities faster, and drive meaningful growth in commercial payments."
Supplier workflow
The update centres on how payment information moves among the buyer, the issuer, and the supplier. Visa Accounts Receivable Manager uses artificial intelligence for payment matching and reconciliation to reduce manual work for suppliers and make payment processing more consistent.
For issuers, it offers a way to expand supplier acceptance without having to build separate connections for each programme. For suppliers, the process can shorten reconciliation times and improve visibility into incoming payments.
Visa cited results from early adopters of Visa Accounts Receivable Manager to support the expansion. One customer reported an 89% reduction in days sales outstanding, a 300-basis-point net benefit, and fully automated virtual card processing in less than two weeks.
Abhishek, Global Head of B2B Acceptance, Visa, said the system addresses a longstanding weakness in commercial payments operations.
"Visa Accounts Receivable Manager brings true end-to-end automation to commercial payments," said Abhishek. "By streamlining how payment and invoice data move between issuers and suppliers, we're helping unlock the full growth potential of virtual card programs."
Commercial push
The expansion reflects Visa's broader effort to build more services around commercial card issuance and acceptance. In this area, payments groups see room for growth as businesses digitise procurement and accounts payable processes. While card-based business payments can offer shorter settlement cycles and richer transaction data, suppliers often need to adapt internal systems before those benefits are fully realised.
That has made supplier enrolment and reconciliation central concerns for banks and payment providers trying to increase transaction volumes in the segment. By embedding the receivables service within an existing commercial platform, Visa aims to make those operational steps less cumbersome for financial institutions already using its hub.
The integrated service for issuers is expected to launch in September 2026. It will be offered at no additional cost to eligible existing clients of the Commercial Solutions Hub, subject to terms and geographic availability.
Visa operates in more than 200 countries and territories and has increasingly expanded beyond consumer card transactions into corporate payments, money movement, and acceptance services. The latest addition to its hub highlights how competition in commercial payments increasingly depends on reducing the administrative burden around each transaction, rather than on payment execution alone.