Ripple adds digital asset accounts to treasury platform
Ripple has launched Digital Asset Accounts and Unified Treasury within Ripple Treasury, giving finance teams a way to manage fiat and digital liquidity in one system.
The launch adds digital asset capabilities to Ripple Treasury following Ripple's 2025 acquisition of GTreasury. Treasury teams can now view, hold, receive and manage balances held with banks and custody providers without relying on separate platforms or manual reconciliation.
The tools target chief financial officers and treasury teams that want to manage cash and digital assets within existing workflows. Digital Asset Accounts lets users create and manage a Ripple-native digital asset account inside the platform, while Unified Treasury provides a single view of cash and digital asset positions across connected providers.
Digital asset balances, including XRP and Ripple USD (RLUSD), appear within the same account structure as cash. Balances are valued in real time, and transaction records capture the native amount, fiat equivalent and market price at the time of each event.
Unified Treasury also connects to multiple digital asset providers through Ripple Treasury's ClearConnect integration layer. Already used for bank integrations, ClearConnect lets customers see liquidity positions in one dashboard rather than compiling data from different systems.
Ripple linked the launch to growing corporate interest in digital assets, citing a survey of more than 1,000 global finance leaders. In that survey, 72% said they believe they must offer a digital asset solution to remain competitive, while many still lack systems that fit established treasury processes.
The company also pointed to the rise of stablecoins, which processed $33 trillion in volume last year, up 72% from 2024. However, their use in payment activities such as payroll and remittances remains limited.
Ripple said the launch builds on more than 40 years of treasury management infrastructure inherited through GTreasury. Ripple Treasury also handled $13 trillion in payments volume in 2025 for customers ranging from small and medium-sized enterprises to Fortune 500 companies.
Several customers had already been using the products in beta before the wider launch. Ripple described Digital Asset Accounts and Unified Treasury as the first components of a broader digital asset framework for Ripple Treasury.
Executive View
Renaat Ver Eecke, Senior Vice President, Ripple Treasury, outlined the company's view of shifting finance-team priorities.
"Digital assets have arrived at the CFO's desk, and the question has shifted from whether to engage to how to do so advantageously without disrupting existing operations," said Ver Eecke. "Ripple Treasury gives the office of the CFO a trusted place to hold and manage digital and fiat assets - with no separate interface, no new workflows, and no need to navigate custody, wallets, or exchanges on their own. Corporate treasury has never had a digital solution like this before."
Mark Johnson, Vice President, Global Product, Ripple Treasury, outlined how the new products were designed to fit existing treasury processes.
"The design principle behind both capabilities is that digital assets should behave exactly like cash within the platform," said Johnson. "There is no separate digital asset workflow. Treasury teams shouldn't have to think about whether a balance is onchain or in a bank account - they should simply see their position."
The products are designed to fit existing approval processes, audit trails and compliance controls. Availability will vary by geography, with services provided by different Ripple entities depending on product and regulatory requirements.