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Credit risk stories

UK borrowers mix credit, debit & BNPL as habits shift
Fintech

UK borrowers mix credit, debit & BNPL as habits shift

Consumers and small firms are mixing cards, debit and Buy Now, Pay Later as lenders struggle to keep pace with changing borrowing habits.

By Karen Joy Bacudo • 4 min read • This month
FICO flags rise in missed credit card payments in UK
Inflation

FICO flags rise in missed credit card payments in UK

UK cardholders are missing more payments as fuel costs and softer spending put fresh pressure on household budgets.

By Sofiah Nichole Salivio • 4 min read • Last month
UK fintech hiring to rise 14% in 2026 as neobanks slow
Risk & Compliance

UK fintech hiring to rise 14% in 2026 as neobanks slow

London will remain the main hiring hub, with fintech vacancies forecast to rise 14% in 2026 as firms prioritise compliance and infrastructure.

By Karen Joy Bacudo • 3 min read • Last month

Global Stories

Credit risk stories

ING rolls out AI mortgage assistant in Netherlands
Digital Transformation

ING rolls out AI mortgage assistant in Netherlands

The pilot is expected to speed up complex home-loan decisions while keeping final approval with ING staff and maintaining explainable oversight.

By Sofiah Nichole Salivio • 3 min read • Last week
Fuels Capital expands asset-backed lending to founders
Fintech

Fuels Capital expands asset-backed lending to founders

Europe's founder-led businesses could gain fresh access to debt as the Stockholm-based private credit firm lifts loans to EUR €25 million.

By Sofiah Nichole Salivio • 4 min read • Last week
TrustPaisa shifts to AI-driven loan approvals in India
Data Protection

TrustPaisa shifts to AI-driven loan approvals in India

Borrowers in India can now get instant loan decisions around the clock, as manual checks have been removed from TrustPaisa's approval process.

By Karen Joy Bacudo • 4 min read • This month
Dun & Bradstreet data lands in ChatGPT for finance
Digital Transformation

Dun & Bradstreet data lands in ChatGPT for finance

Finance teams can query verified credit and ownership data in ChatGPT, as Dun & Bradstreet pushes its commercial graph into AI workflows.

By Karen Joy Bacudo • 4 min read • This month
TD launches AI model to speed mortgage applications
Digital Transformation

TD launches AI model to speed mortgage applications

The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.

By Karen Joy Bacudo • 4 min read • Last month
ICEYE launches catastrophe data for banks' climate risk
Earthquakes

ICEYE launches catastrophe data for banks' climate risk

Banks can now pinpoint damaged collateral faster as ICEYE adds satellite data to help quantify climate-driven loan losses and stress tests.

By Sofiah Nichole Salivio • 3 min read • Last month

Stories from Other Regions

Credit risk stories

RBA set to hold as late business payments hit six-year high
Small Business

RBA set to hold as late business payments hit six-year high

Australian businesses face tighter cash flow as overdue invoices jump to a six-year high, reinforcing expectations the RBA will hold rates at 4.35%.

By Karen Joy Bacudo • 4 min read • Yesterday
Lunr Capital boosts loans ninefold with LoanPro software
Software-as-a-Service

Lunr Capital boosts loans ninefold with LoanPro software

Spreadsheet-based lending had become a bottleneck for Lunr as volumes rose, but new software cut errors to near zero and trimmed manual work.

By Karen Joy Bacudo • 4 min read • Last week
Mortgages no longer top debt priority for Australians
Data Analytics

Mortgages no longer top debt priority for Australians

Severe financial stress is changing household payment hierarchies, with mortgages now as likely as credit cards to fall behind first in some cases.

By Karen Joy Bacudo • 3 min read • Last week
NZ households prioritise utilities over telco debts
Bank of New Zealand

NZ households prioritise utilities over telco debts

Cost-of-living pressure is pushing New Zealand households to protect power and water bills first, while telco debts are among the first to slip.

By Joseph Gabriel Lagonsin • 4 min read • Last week
Afterpay NZ profit more than triples on BNPL growth
Fintech

Afterpay NZ profit more than triples on BNPL growth

Higher buy now, pay later income lifted Afterpay NZ's annual profit to NZD $3.5 million, despite a sharp rise in credit losses.

By Karen Joy Bacudo • 3 min read • This month
Bank of America joins CLS cross currency swap service
Risk & Compliance

Bank of America joins CLS cross currency swap service

CLS's payment-versus-payment model could cut counterparty exposure and funding strain as major banks handle record FX swap volumes.

By Karen Joy Bacudo • 4 min read • Last month
National Bank of Canada teams up with Sardine on fraud
Data Analytics

National Bank of Canada teams up with Sardine on fraud

The deal gives National Bank of Canada new fraud tools as lenders race to curb losses without adding friction for customers.

By Karen Joy Bacudo • 3 min read • Last month
Zip US teams with InComm on gift cards in instalments
Fintech

Zip US teams with InComm on gift cards in instalments

Shoppers can now spread the cost of gift cards in Zip's app, as buy now, pay later usage keeps widening across the US.

By Karen Joy Bacudo • 4 min read • Last month